Fintech AppDevelopment Company

Money apps must be simple on the surface and strict underneath. We build fintech apps with clean onboarding, secure payments and the checks regulators expect.

NDA before you share anything · Written scope in 24 hours · You own the code

Person paying with a phone at a card terminal

First version in

5–8 wks

What We Build

01

E-wallets and payment apps

Top-up, send, pay by QR, bills and transaction history.

02

Lending and BNPL

Applications, scoring inputs, e-sign, repayment schedules and collections.

03

Investing and savings

Portfolios, goals, recurring deposits and clear statements.

04

KYC and onboarding

ID capture, liveness checks and screening through licensed providers.

05

Bank and gateway integrations

Stripe, Plaid, open-banking APIs, UPI and regional gateways in the Gulf.

06

Admin, risk and reporting

Back-office tools for limits, disputes, fraud flags and regulator reports.

Why Choose Borgfy

Security first

Encryption, device binding, biometric login and tested protections against common attacks.

We know the partner route

Most startups launch through a licensed bank or payment partner. We design for that from the start.

Clear on compliance

We build for PCI DSS scope reduction and local rules, and tell you what your lawyers must confirm.

Arabic and Islamic finance ready

Right-to-left design and product structures for Gulf markets.

We ship our own products before we ship yours

Borgfy is not a body shop. We founded and run live products — an AI job search engine, consumer apps on the App Store and Play Store, and marketplace platforms. The same senior team that builds our ventures builds your software, with AI-accelerated delivery that cuts months off traditional agency timelines.

Borgfy head office building in New Delhi

No tech team needed

You run the business. We handle everything technical — from the first call to keeping it running.

01

Free scoping call

Tell us what you want built. Within 24 hours you get a written scope, a delivery date and a quote.

02

Design first

You see clickable screens early, so changes are made before they become expensive.

03

Weekly builds

Working software in your hands from week one, with a single point of contact and written progress.

04

Launch and hand over

We deploy it, hand over the code and accounts in your name, and can stay on to keep improving it.

Common Questions

Plain answers, no jargon.

Usually you need either your own licence or a licensed partner, such as a bank or payment institution. Rules differ by country and product, so take legal advice early. We build the app to fit the route you choose.

Sensitive data is encrypted, card data is handled by certified providers so it never touches your servers, and the app is tested against known attack types before launch.

Yes. Common uses are document checks in onboarding, support chat, spending insights and fraud signals.

Book a free 30-minute call. You get a written scope, delivery date and quote within 24 hours, with no long consulting contract, and you own the code.

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