Money apps must be simple on the surface and strict underneath. We build fintech apps with clean onboarding, secure payments and the checks regulators expect.
NDA before you share anything · Written scope in 24 hours · You own the code

First version in
5–8 wks
Top-up, send, pay by QR, bills and transaction history.
Applications, scoring inputs, e-sign, repayment schedules and collections.
Portfolios, goals, recurring deposits and clear statements.
ID capture, liveness checks and screening through licensed providers.
Stripe, Plaid, open-banking APIs, UPI and regional gateways in the Gulf.
Back-office tools for limits, disputes, fraud flags and regulator reports.
Encryption, device binding, biometric login and tested protections against common attacks.
Most startups launch through a licensed bank or payment partner. We design for that from the start.
We build for PCI DSS scope reduction and local rules, and tell you what your lawyers must confirm.
Right-to-left design and product structures for Gulf markets.
Borgfy is not a body shop. We founded and run live products — an AI job search engine, consumer apps on the App Store and Play Store, and marketplace platforms. The same senior team that builds our ventures builds your software, with AI-accelerated delivery that cuts months off traditional agency timelines.

You run the business. We handle everything technical — from the first call to keeping it running.
Tell us what you want built. Within 24 hours you get a written scope, a delivery date and a quote.
You see clickable screens early, so changes are made before they become expensive.
Working software in your hands from week one, with a single point of contact and written progress.
We deploy it, hand over the code and accounts in your name, and can stay on to keep improving it.
Plain answers, no jargon.
Usually you need either your own licence or a licensed partner, such as a bank or payment institution. Rules differ by country and product, so take legal advice early. We build the app to fit the route you choose.
Sensitive data is encrypted, card data is handled by certified providers so it never touches your servers, and the app is tested against known attack types before launch.
Yes. Common uses are document checks in onboarding, support chat, spending insights and fraud signals.
Book a free 30-minute call. You get a written scope, delivery date and quote within 24 hours, with no long consulting contract, and you own the code.