Payment apps, lending platforms, wallets and financial SaaS, built by senior engineers on licensed payment and banking providers. Add AI to speed up checks and support, with clear audit trails.
NDA before you share anything · Weekly working builds · You own all the code

Written quote in
24 hrs
Built into your app or software, or added to what you already use. See our AI agents for fintech & banking.
Read IDs, statements and forms, then send only the exceptions to your team, supporting your KYC process.
Pull key figures from bank statements and applications so underwriters can make decisions faster.
Surface unusual activity with a plain explanation, so your analysts can spend time on what matters.
Answer account and product questions from approved information, and pass sensitive requests to a person.
Your legal or compliance adviser should confirm what applies to your business.
We usually integrate banks and licensed providers for payments, cards and identity checks. You or your partners hold any required licences.
We reduce your scope by keeping raw card data with the payment provider wherever possible.
We build workflows and logs that support your compliance programme, which your compliance officer should approve.
Borgfy is not a body shop. We founded and run live products — an AI job search engine, consumer apps on the App Store and Play Store, and marketplace platforms. The same senior team that builds our ventures builds your software, with AI-accelerated delivery that cuts months off traditional agency timelines.

You run the business. We handle everything technical — from the first call to keeping it running.
Tell us what you want built. Within 24 hours you get a written scope, a delivery date and a quote.
You see clickable screens early, so changes are made before they become expensive.
Working software in your hands from week one, with a single point of contact and written progress.
We deploy it, hand over the code and accounts in your name, and can stay on to keep improving it.
Plain answers, no jargon.
It depends on the product and country, and many startups begin by partnering with a licensed bank or provider. We build around your chosen setup, but you should take legal advice on licensing.
Common choices include Stripe, Razorpay, Plaid and regional gateways. If your provider has a usable API, we can usually connect it, and we confirm this during scoping.
AI can extract and summarize information, but automated credit decisions carry fairness and legal requirements. We normally keep a person in charge of the final decision.
Yes. We sign an NDA first, answer vendor questionnaires, and can build in your cloud accounts with restricted access.
Book a free 30-minute call. We send a written scope, delivery date and quote within 24 hours, and you own the code and accounts once it’s delivered.