Fintech App &Software DevelopmentCompany

Payment apps, lending platforms, wallets and financial SaaS, built by senior engineers on licensed payment and banking providers. Add AI to speed up checks and support, with clear audit trails.

NDA before you share anything · Weekly working builds · You own all the code

Finance professional working at a computer in an office

Written quote in

24 hrs

What We Build for Fintech & Banking

Apps

  • Payment, wallet and money-transfer apps
  • Personal finance and savings apps
  • Mobile banking front ends for institutions

SaaS

  • Lending and loan management platforms
  • Invoicing and spend management tools
  • Compliance and reporting products for finance teams

Custom Software

  • Customer and adviser portals
  • Reconciliation and back-office systems
  • Connections to core banking and payment providers

Where AI Adds Value in Fintech & Banking

Built into your app or software, or added to what you already use. See our AI agents for fintech & banking.

01

Document checks for onboarding

Read IDs, statements and forms, then send only the exceptions to your team, supporting your KYC process.

02

Lending analysis support

Pull key figures from bank statements and applications so underwriters can make decisions faster.

03

Transaction monitoring support

Surface unusual activity with a plain explanation, so your analysts can spend time on what matters.

04

Customer support in your app

Answer account and product questions from approved information, and pass sensitive requests to a person.

What We Plan For

Your legal or compliance adviser should confirm what applies to your business.

Licensed partners do the regulated work

We usually integrate banks and licensed providers for payments, cards and identity checks. You or your partners hold any required licences.

PCI DSS and card data

We reduce your scope by keeping raw card data with the payment provider wherever possible.

KYC, AML and audit trails

We build workflows and logs that support your compliance programme, which your compliance officer should approve.

We ship our own products before we ship yours

Borgfy is not a body shop. We founded and run live products — an AI job search engine, consumer apps on the App Store and Play Store, and marketplace platforms. The same senior team that builds our ventures builds your software, with AI-accelerated delivery that cuts months off traditional agency timelines.

Borgfy head office building in New Delhi

No tech team needed

You run the business. We handle everything technical — from the first call to keeping it running.

01

Free scoping call

Tell us what you want built. Within 24 hours you get a written scope, a delivery date and a quote.

02

Design first

You see clickable screens early, so changes are made before they become expensive.

03

Weekly builds

Working software in your hands from week one, with a single point of contact and written progress.

04

Launch and hand over

We deploy it, hand over the code and accounts in your name, and can stay on to keep improving it.

Common Questions

Plain answers, no jargon.

It depends on the product and country, and many startups begin by partnering with a licensed bank or provider. We build around your chosen setup, but you should take legal advice on licensing.

Common choices include Stripe, Razorpay, Plaid and regional gateways. If your provider has a usable API, we can usually connect it, and we confirm this during scoping.

AI can extract and summarize information, but automated credit decisions carry fairness and legal requirements. We normally keep a person in charge of the final decision.

Yes. We sign an NDA first, answer vendor questionnaires, and can build in your cloud accounts with restricted access.

Book a free 30-minute call. We send a written scope, delivery date and quote within 24 hours, and you own the code and accounts once it’s delivered.

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